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Introducing LendMe

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Introducing LendMe

Borrow money

Our process is easy and transparent. And you can apply for loans for a wide range of purposes.

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  • Interest rates from as low as 6.64%
  • Quick and easy to apply
  • Flexible lending criteria
  • Fixed monthly payments
  • No penalties for early repayment

Borrow from $25,000 – $2 million. These are amounts that can make a real difference to your life or your business

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Lend money

Lending is simple, secure and flexible. You’ll not only enjoy great returns, but more control and choice.

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  • Interest rates from 5.74% to 13.09%
  • Loans secured against borrowers’ assets, typically a 1st mortgage over property
  • Individuals, companies and trusts can lend
  • Lend from as low as $1,000 and still enjoy great returns
  • Borrowers are rigourously checked before loans are published

You can choose to lend the full amount of a loan, just a portion, or you can invest across multiple loans to spread your risk

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We’re different to the banks and financial institutions

  • It’s easier to apply for a loan through LendMe
  • The loan application and assessment process is quicker
  • We never put labels on borrowers; we provide them with more options
  • We don’t leverage your money in any way. You decide how to invest
  • Lenders achieve high returns because we cut out the middleman

We’re different to other peer to peer lenders

  • Lenders invest confidently knowing all our loans are secured
  • Borrowers can borrow larger amounts
  • We offer loans for a wide range of purposes, including business and rural
  • We always give feedback and work hard to provide close, personal care and attention
  • We’re totally transparent and assess each loan application on its merits. We don’t offer rewrites
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We think peer to peer lending appeals to the kiwi way of doing things.

It gives you the freedom
to manage your own affairs.

How it works

The process for borrowers and lenders is easy and straightforward. You can find out more about how LendMe works in 'lend money' and 'borrow money' and after you have joined, on the My LendMe dashboard.

Borrower

1 Get on board
  • Join
  • Register
  • Apply
2 Get approval
  • Assessment
  • Loan offer
  • Publish loan
3 Get funded
  • Funding
  • Assign security
  • Settlement

Lender

1 Get on board
  • Join
  • Register
2 Find loans
  • Search
  • Watchlist
3 Get lending
  • Lend
  • Settlement

We provide a platform for borrowers and lenders to do business.

We don’t make recommendations about the merits of a loan, but gather information on borrowers so lenders can make informed investment decisions.